Rus Articles Journal

Where to take money for study of

expenses of the state on education increased In the XXI century. If in 2000 24,5 billion rubles, then last year - already were allocated to 347 billion rubles for the higher and postgraduate education of Russians. It seems that this sum with interest has to be enough even on “general the highest“ for not numerous generation which was born in the first half of the ninetieth. However paid offices of state universities continue to work and non-state higher education institutions do not hurry to be closed at all. And youth and parents worry: whether there will be enough money for study?

In April the Federation Council approved the law which is earlier adopted by the State Duma which reforms a network of budgetary institutions in Russia. Over the country the rumor hoots: the end to the social benefits, habitual for us, - free medicine and free education came. Especially very famous paid and free speak rapidly in school education: the first which the cycle of natural objects enters is perceived already as inaccessible. And what will be with the higher education? Whether something will change besides that already relatively long ago changed with mass emergence of non-state higher education institutions and paid offices in state universities?

the Minister of Education Andrey Fursenko assures that the new law will not result in bankruptcy of higher education institutions, this norm is specially registered in it, and also she is supported by special institutes. In case of bankruptcy threat the treasury contacts the founder of educational institution and quickly resolves an issue. The financing collapse in the next few years is excluded too. Perhaps even increase of off-budget financing.

Students will still be divided

into “state employees“ and “carpenters“.

State employees will get a grant. Actually many different options of grants are appointed, and it is worth learning about them. Here we will tell only about one type of grants as the latest news belongs to it.

It is about local payments. It is worth to remember that in the country there are a lot of regions. And if in one of them someone does not care about students, it does not mean, as in another are so indifferent to needs of youth. For example, the governor of the Kirov region Nikita Belykh found a way to give help to local students in the size of 2,5 thousand rubles monthly. Besides, though today nobody remembers about a school medal any more, but students who left Vyatka schools gold medallists, at the initiative of Belykh will receive 4,5 thousand rubles. Perm Krai entered similar practice into imitation neighbors too. So material questions of students can if not to decide then to decide including at the local level.

Question “Where to Take Money for Study on Paid Offices?“ in most cases decides parents of students - and students when those begin to place the main emphasis on career and earnings. And how credits? Once the advertized credit Credo program does not work any more. Crisis, apparently, gave up as a bad job an opportunity to study on credit. If in pre-crisis Russia there were several tens programs for student`s loans, then more than a year such option of payment of study was just unethical to be recommended to someone. But today measures correcting a situation, at last are accepted. They consist in the state support of banks.

It is valid, the Ministry of Education and Science began experiment on support of talented students of commercial offices. In April it was necessary to sign all agreements with higher education institutions and banks (“Sberbank“ and “Union“); now all this behind, and the program - the experimental system of delivery of the educational credits - starts. So far it is intended for the period till 2013. According to new system, pledges, guarantors and providing are cancelled, and the interest rate is defined as 5,06% (against much bigger percent earlier). From - for inflations this figure can change, but the open formula of its calculation allows to hope that changes anyway will not be essential. And for each student all term of crediting will work that rate which was appointed in day of the conclusion of the contract. On 1 - 2 - m courses the student will be relieved of payment of percent, will pay further only them, and it will be required to return the credit only in 3 months on receipt of the diploma. There are also other pleasant conditions concerning return of the credit.

All this

concerns only students of the full-time departments which are getting higher education for the first time if they study or in the higher education institutions having the right to carry out own entrance tests (in their this year 11), or in higher education institutions with a high competition on paid places, or on one of 289 specialties which are officially recognized as the most scarce for national economy. Today all these criteria are answered by 65 Russian higher education institutions. Certainly, among them there are also regional, and even non-state.

At the conclusion of the contract with bank you will be asked in what higher education institution you study and what specialty you are going to receive what yours estimates for session or as you passed entrance examinations. No more than one three among marks for all examinations of both sessions of year are allowed, otherwise the bank will suspend transfer of trenches to higher education institution. So, your training will not be paid (though if the person needs the credit for payment of part of school hours, an opportunity is provided and to make, but this time cannot be less semester). And for those who just arrived on paid the rule works: the result of entrance tests has to make not less than 80% of a lowest passing score. All this is reflected in the certificate of the progress taken in higher education institution. It is necessary to present to bank it, the passport and, actually, the contract for training. Money will be transferred from bank in university, passing your hands.